Welcome to The Money Podcast! In today’s episode, we’re tackling a critical issue that affects many: Debt and EMIs. With the rise of credit cards, loans, and "buy now, pay later" schemes, understanding the financial implications of debt has never been more important.
Here’s what we have discussed in the podcast:
How easy credit can create a false sense of affordability?
The importance of maintaining a healthy debt-to-income ratio.
Signs that you might be in too much debt.
The risks of accumulating debt through loans and modern credit schemes.
Strategies to avoid the consumption spiral and impulse buying.
The difference between good debt (like education loans) and bad debt (like overspending on depreciating assets).
How to recognize and escape the debt spiral?
Join us as we explore these topics and more, providing you with the knowledge you need to manage your finances wisely.
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All the best. God bless you!
❤️ Neeraj Arora
और हाँ, सीखते रहें, क्यूँकि सीखना शुरू तो जीतना शुरू 🚀
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